Coinbase Implications: FHFA Requires Fannie Mae and Freddie Mac to Incorporate Crypto in Mortgage Risk Evaluations

In a significant move toward mainstream financial integration, the Federal Housing Finance Agency (FHFA) has directed Fannie Mae and Freddie Mac to include cryptocurrency in their risk assessments for single-family loans. This directive, announced by Director William Pulte, underscores the growing recognition of digital assets in traditional finance. The new policy mandates proposals for crypto as a reserve asset without requiring conversion to USD, though it is restricted to tokens traded on U.S.-regulated exchanges. This development could have notable implications for platforms like Coinbase, as it signals broader institutional acceptance of cryptocurrencies. The decision aligns with ongoing efforts to modernize financial systems and adapt to the evolving digital asset landscape.

FHFA Directs Fannie Mae and Freddie Mac to Recognize Crypto in Mortgage Risk Assessments

The Federal Housing Finance Agency (FHFA) has mandated Fannie Mae and Freddie Mac to include cryptocurrency in their risk evaluations for single-family loans. Director William Pulte emphasized the move aligns with broader efforts to integrate digital assets into mainstream finance. The directive requires proposals for crypto as a reserve asset without conversion to USD, limited to tokens traded on U.S.-regulated exchanges like Coinbase and Robinhood.

Market observers view this as a watershed moment for institutional crypto adoption. Michael Saylor hailed the decision as validation of Bitcoin's role as a reserve asset. The policy shift reflects growing regulatory acceptance amid President Trump's push for digital asset normalization.

Coinbase Shares Surge to Four-Year High Amid Bullish Crypto Sentiment

Coinbase Global Inc. shares rallied more than 3% to breach $357, marking their highest level in four years as institutional interest in crypto equities resurges. Bernstein analysts boosted their price target to $510, calling the exchange "one of the most misunderstood crypto stocks" with untapped growth potential.

The rally reflects broader momentum in tech stocks and crypto markets, with Coinbase benefiting from its dominant market position and diversified revenue streams. The platform's role in decentralized finance expansion and growing retail adoption continues to attract long-term investors.

Dogecoin Bulls Defend Key Support Amid X Payments Speculation

Dogecoin has rebounded 17% from weekend lows, firmly holding the $0.16 support level despite broader market turbulence. The meme cryptocurrency stabilized at $0.1657, showing resilience against geopolitical tensions and macroeconomic headwinds.

Coinbase's integration of wrapped Dogecoin (wDOGE) on its Base network signals growing utility, while Elon Musk's X platform continues fueling speculation after securing money transmitter licenses in 39 U.S. states. Trading volumes spiked at key levels, with 300 million DOGE changing hands during a critical support test.